Insurance
Coverage disputes and claims involving personal insurance, ground transportation, automobiles, and business insurance.
Personal insurance
Health Insurance
Filing the claim with the insurer. Denial of the claim. Refusal to pay or reimburse expenses. Emergencies abroad. Termination of the policy. Prolonged silence and excessive requests for documentation.
- Claim handling before the insurer
- Lawsuits for denied payment or reimbursement
- Defense of discrimination claims attributed to the insurer
Life
Filing the claim with the insurer. Inconsistencies in the insurance application. Application of exclusions.
- Claim handling before the insurer
- Lawsuits for denied coverage
- Disputes related to the insurance application
Disability
Filing the claim with the insurer. Denial of the claim. The insurer denies that the insured disability exists.
- Claim handling before the insurer
- Lawsuits for denied coverage
Property and casualty insurance
Ground Transportation
Filing the claim with the insurer. Losses involving theft of cargo or the unit. Disputes over damage quantification. Denial of coverage.
- Claim handling before the insurer
- Lawsuits for theft of or damage to cargo
- Lawsuits for damage to the vehicle or its components
- Valuation and quantification disputes
Automobiles
Filing the claim with the insurer. Disagreements over the damage assessment. The vehicle was misvalued. Opposition to declaring a total loss. The loss was not recognized. Third-party liability coverage is denied. Lawsuits arising from traffic accidents.
- Claim handling before the insurer
- Lawsuits for refusal to cover the loss
- Defense in damages lawsuits arising from the use of vehicles
Business Insurance
Filing the claim with the insurer. Denial of the claim. Consequential loss coverage is denied. Business interruption loss is not recognized. Defense is denied in a professional liability claim. Disputes over valuation of material damage.
- Claim handling before the insurer
- Business defense in liability claims
- Claims for property damage losses